I Wanted to Share How I Manage my Budget

I don’t often talk about money on my blogs, and I rarely like to speak about it with my friends or family. I don’t have any big secrets, I just think these matters are personal. However, there is one aspect of my financial life that I share with people when asked because I like to give back where I can. That aspect is the ways that I save money each month. I think that everybody can benefit from sharing their ideas, and with this in mind, here are some of my favorites.

In the Kitchen

Your kitchen is the easiest and most impressive space that you can save money each month. It just takes a bit of extra time working on your budget. For example, here’s what I do when it comes to food:

  • I sit with a calendar and plan what meals I would like to eat each day
  • I compile a master list of all of the ingredients that will be needed to make the entire month of meals
  • I then look through my master list and group similar or the same items
  • With this final list, I look through my local supermarket catalogs and online deals for bulk savings for items on my list
  • While it can often take me an hour or so to complete the shopping list, you wouldn’t believe the amount of savings I can make by taking advantage of bulk items.

Out and About

Just because I live on a budget doesn’t mean that I stay at home and watch movies all night long until I fall asleep. In fact, as you will likely have read from my previous posts, I’m quite actively socially. My trick is to use services like the Groupon Coupons page for Ticketmaster. Instead of paying retail prices for tickets to bands or movies, I take advantage of coupons.

If the word coupons make you remember the days of cutting out pieces of card from magazines and papers, the world of modern coupons is very different. Redeemable offline or with your cell device in hand, coupons have become a big part of how I manage my finances.


I have a car. There, I said it! But I rarely drive it. And I mean, I’m not like one of those people who always say they don’t drive their car but always seems to arrive in style to every event, I mean that I barely drive it. The reason is that I discovered just how much I could save if I didn’t use it.

I started by making a rule to start on the first day each month where I wasn’t allowed to use my car for the next month. At all! This forced me to get creative in my thinking. I found that a mixture of public transport, ride sharing services, bike-sharing services, and good old walking were super cheap replacements that not only reduced my monthly transport budget but also got me out and about to enjoy my local areas.

So there you have it! Three of my best tips for reducing my monthly costs. I hope that they can benefit you just as much as they do me!

Gotta love making doll stuffs

As much as I want to close my Etsy store, but I want to sew baby diapers for dolls. I just feel like making kids happy by making them doll accessories. I am not earning much as my store is still new but whenever there are some orders, I will be happy sewing baby doll stuffs. I am not an expert in dolls thingy but I am doing my best to create at least useable items for kiddos with a lesser price. I am just a kid at heart as always.

Annual cost savings of vape pens vs. traditional cigarettes

Do you love to smoke?  What brand of cigarettes you love most?  How much does it cost you with purchasing cigarette every year?  Do you want to know alternative in order for you to save money?

There are plenty of reasons why people love to smoke and I don’t want to dig about it as everyone is entitled to her/his own choices and decisions (and that includes you). When you love to smoke, surely, you are enjoying it every time you puff your favorite brands.  Buying traditional cigarettes is kind of high these days.  I know that as there are times I am asked to buy a cigarette for my relative.  I would not mention the brand, but it’s like one box can cost almost seven bucks.  And my relative would spend at least $300 or more per month.  When totaled, it will be like more than $3,600 yearly.  It’s just so funny that sometimes, I would joke with him, “Can I have that money instead?” or “I wish I am a cigarette so that you will pay me more than $3000 a year.”

Talking of alternative ways in smoking, you know that there are lots of options to traditional cigarettes that include a huge savings.  Savings in the pocket and saving in health, although, there’s no claim that this alternative can really save someone’s health but one thing that people will say, it’s not as dangerous as the traditional cigarettes.  They are approved by FDA and it is manufactured here in the U.S., which is a huge thing to consider (I do love products which are made in the US.  Do you love it too?).  I am talking about Vapin Plus; they carry both liquid vaporizer pens and Viper dry herb vaporizer pen kits.    The pens are easy to use, simple to clean and uncomplicated to maintain.  You don’t need lighters or matches for you to use it.  All you have to do is to press the on/off button.  When you forget that you are using it, you don’t need to worry as these pens have auto shut off.  Two hours of charging is required before using it for the first time.  Recharging it is easy and convenient as you can charge it using your computer USB or by using a wall outlet adapter.  Filling the pens with liquid or dry tobacco and herbal is easy; just see the instructions and you are good to use it after. The viper for dry tobacco and herbal vaporizer pen has a heating chamber that is ceramic thus it is durable and non-toxic compared to other materials.

Photo from: vapinplus.com

When you choose to use any of these Vapin Plus vape pens or Viper pens, you will enjoy savings each month and in a year. Visit vapinplus.com for additional savings, discounts and giveaways every month!

Walmart Savings Catcher

I am so happy with my Walmart Savings Catcher since I already have more than 37 bucks. Wohooo! I will redeem it with bluebird card soon. I hope to save more with my upcoming groceries and purchases. Oh, do I deserve to be rewarded for promoting Walmart and its Savings Catcher? He-he!

Are you into Walmart’s Savings Catcher? What are the goodies that you bought out of the savings you have had? Did you choose Walmart card or the bluebird card?

And oh, the receipt that’s invalid? It’s the one I purchased online and then picked up at the store. When I was hope, I tried to add it but it says it’s not valid and I can’t do anything about it. It’s just fine though. Not a big amount but I was still hoping I can save few cents from it.

Carrying Pouch w/Zipper (NEW) FOR CF, MD, MS, SD, MMC, SDHD (22 slots)

Carrying Pouch w/Zipper (NEW) FOR CF, MD, MS, SD, MMC, SDHD
WITH: 22 slots (8 pages)with semi-transparent frosted bag
*18 slots for SD, SDHC, MMC, XD, SONY memory sticks Pro Dou/Mini SD or MicroSD (in Adapter)
*4 slots for CF cards/SmartMedia/MicroDrive or Ninetendo DS Games
COLOR: Black
Size: approximately 2 1/2″ x 4 1/2″

Water Repellent/Anti-static inner material
This will keep your CF, MD, MS, SD, MMC, and SDHD safe from dust and dirt.
Easy to carry.
Easy to store.
Using this pouch, you can easily find all your memory cards.
Note: Memory Cards not inluded

Extreme couponing – just learning from my two good friends

I just learned couponing for about two weeks and I did take it seriously.

Today, I went out to try buying some goodies using coupons again and went to Walgreens. The thing that I learned from there was I need to ask some additional coupons after check out if the products that I bought is eligible for their offered coupon like for example $1.25 savings for the next purchase. I only received one today but I’ve realized on their ads that I think it is per item that I will be offered one coupon for the next purchase. Or if I am wrong, maybe they are just offering one coupon per transaction and not per item. So, if that’s the case, I need to separate my purchase per item so that I can receive the “Manufacturer CPN” offered for that item in a particular week of sale.

I am learning to do the extreme couponing, although, I need to know more on how to calculate on the prices for the goodies that I am going to buy so that I can save a lot. Another thing that I’ve learned was that I cannot enjoy another “point balance” if I redeem my previous point balance on my last transaction with them. It’s good that when I called up the CS (thanks to that pretty woman who helped me and who explained to me the rules of the company when it comes to rewards points/balance), I was being given a “goodwill adjustment” and earned the points that I thought I would have after using the points that I earned on my previous purchase (I didn’t know that I cannot redeem points and at the same earn new points in a transaction for that day).

I hope to enjoy more savings with this store the next time that I will shop there. Also, I hope to learn more and more about extreme couponing. And lastly, I am thankful for my two good friends Ester and Lulu for being my mentor in couponing. I thank them for being patience in explaining to me about couponing, sharing some informative sites, sharing tips, and mostly thanks so much for my friend Ester for calling me with her explaining about how to use and where to get some coupons. God bless these two good friends of mine. Until next time of me sharing my couponing experiences!

Some things that I want to do

Photo Canvas
Some of my friends do some product pitching wherein they do have beautiful Photo 4 Canvas freebies from those generous people. The size varies on their request. But the one that I do like were the huge canvasses in which most of them choose to hang it on their entertainment rooms and some on their living rooms. Upon seeing it, I also thought “why not join them in pitching and get my own freebies too”. If I have my chance of receiving some freebies in which I could seldom enjoy, then that would be a great gift for me on this heart’s day – Valentine’s Day. Continue reading »

Buy or sell rare jewels

Buying any kind of rare jewels would be impossible without those trusted online store which can bridge the sellers and the buyers. But with the creation of the trusted people who can help a person find the needed rare jewel would be of great help. And for those who want to sell their rare jewels and vintage jewelries, this trusted online store for rare jewels would always come in handy.

So, are you one of those who are looking for rare jewels to buy? Do you love to buy diamonds and vintage diamond jewelries? Or do you want to sell your rare jewelries and you are looking for the right store on where you can sell it?

Okay, if you are looking on where to buy rare jewels for your collections or maybe as a gift for the person that you love, do check on this Estate Jewelry New York City. This online store for rare jewels is Diamond and Estate Trust – a place on where you can do buy rare jewels.

Also, when you want to sell those rare jewels that you do not want to keep, you can check this online rare jewels store at diamondestatetrust.com. If you like you can speak with their expert staffs in selling your jewelry.

Are you eager in contacting them? If you are, just keep in touch with them personally by calling 213.622.9700. If it is convenient for you to send them emails, you can also do it at mail@DiamondEstateTrust.com. Now, it is your choice then!

Why choose an online store

Today, as the online shopping grows in popularity more people are turning to online shopping for all their needs. Clothes, shoes, beauty products, medicine and many other items can now be purchased via the internet. No waiting in line or in traffic, it’s an easy and simple way to shop anything from your home without leaving your home, easier to do comparison shopping, get discounts and you can shop at any time without restrictions. Here are some more reasons why it’s great to check out and buy from an online store: Hassle free

Instead of driving around wasting gas or spending hours on the bus in travel time you can visit all the stores that you’re interested in at once. This eliminates time going from store to store to see what is available and at what price.

Great prices for everyone Because online stores do not have rental and utility cost, salaries for staff and other expenses to keep the business running, they can often offer great deals and discounts. The vast majority of online stores offer prices that are much lower than what you will find at a physical store and you can easily browse through dozens of different websites to find the best price.

I can shop on my schedule.

If you are a busy person, online shopping is best for you. Every online store is open 24 hours, seven days a week. You can shop after you put your kids to bed; while drinking your morning coffee; when in bed and the best part is you do not have to wait in line for one pair of shoes only.

Now you know why everyone around the world prefers to shop online, so instead of fighting crowds in stores, or looking for a parking space, try shopping online.